Treasury Management Solutions

Treasury Management that goes beyond transactions.

VNBT’s Treasury Management Solutions help streamline operations and protect what matters most, so you spend less time banking. Our secure, convenient tools facilitate payments, control costs, and strengthen fraud defenses.

We offer insight along with infrastructure to serve as a single partner for banking, finances and wealth management. You’ll receive strategic guidance from experienced professionals who understand both banking and the realities of business management, to simplify complexities whether you're running a single company, or managing multiple entities. 

Learn more about our services below, and reach out to us at (866) 511-2266 or email [email protected] to talk about optimizing your business.

Get Started with Treasury Management

Save time, reduce risk, manage costs and keep cash moving with treasury capabilities designed for businesses like yours:

*Please scroll down for 2026 ACH Rules and Regulations.
  • Access all entities and accounts with a single login. Our digital banking dashboard provides a comprehensive view of all your banking and treasury activity in one place.
  • VNBT's intuitive Online Banking platform means you're getting things done, not spending time figuring out how it works.
  • Bill Pay, accessed through our Online Banking or Mobile App, enables you to schedule and send electronic payments to companies or individuals without needing paper checks, with options for one-time or recurring payments.
Send and receive money from external accounts without sending a check or wire. Pay vendors, run payroll, receive payments and collections efficiently, all within Online Banking.

*Please scroll down for 2026 ACH Rules and Regulations.
Simple and secure. Send domestic wires straight from your online account or via your banker. Funds are sent from one bank to another with specific instructions for immediate payment and settlement.  
Plaid enables secure, instant bank-to-bank payments, allowing businesses to send and receive funds quickly. By verifying account details in real time, Plaid helps reduce payment errors, accelerate settlement, and improve cash flow. The result is faster, more reliable business-to-business payments.
Deposit checks from your office without a bank visit. We'll arrange equipment installation at your facility.

Our Mobile App with Mobile Deposit offers secure banking from your smartphone or tablet, anytime, from anywhere.

  • Loans Sweep - An automated cash management feature that uses surplus funds in your operating account to pay down a loan (such as a line of credit) at the end of each business day, reducing interest costs and optimizing cash usage.
  • Zero Balance Sweep - This service automatically transfers funds into or out of your subsidiary accounts so that they end each day with a zero balance, consolidating cash at a central account for better protection, control, and forecasting.

  • Ask about CDARS® / ICS® Deposit Account Registry Service for large deposits with expanded FDIC coverage.

Accept credit and debit card payments through our partner, DCRS, for the most cost effective and flexible solutions for retail and service businesses. Features include integrated payments across multiple platforms, payment devices for any setup, option to pass credit processing fees along to customers, and no long-term contracts.

  • FraudSense - VNBT is protected by FraudSense, which empowers financial institutions to identify and prevent fraudulent activities as they occur. This safeguards both the institution and its account holders identifying suspicious access and abnormal transactions before they cause harm. Features real-time alerts for active monitoring.
  • Card Hub Debit Card Protection - Coming Soon.
    Manage transactions and usage, and deactivate debit cards directly from through this convenient app.
  • Positive Pay for ACH and Checks - Available Soon.

    Upload check and ACH files to automatically flag unauthorized items as a proactive fraud defense. You define authorized sources, and the system flags transactions not matching your parameters for your review before processing. Positive Pay is one of the most secure and effective mechanisms for preventing fraud losses.

Structure your business for operational and tax efficiencies.

  • Registered Agent Services
    • Formation and maintenance of LLCs.
    • Compliance tracking and filings.
  • Tax Coordination
    • Ongoing direction on structuring.
    • Strategies to help you hold on to more.
  • Insurance & Risk Advisory
    • Coordinated coverage solutions.
  • Planning for the Future
    • Holistic Wealth Planning
    • Transition and Succession Planning
    • Sale Pre-Planning and Process Management
    • Trust Planning that’s integrated with your business to protect what you’ve built.
  • Concierge Relationship Service
    • Work with live, helpful experts who know you and
       your business.


*2026 ACH Rules and Regulations: