Online Banking | Ventura National Bank & Trust

Banking that makes life easier.

Please Enroll Today!

The Mobile App has a new version available! Click here to learn more.

Our Online Banking was designed to make managing your finances more efficient and intuitive. See instructions below to Enroll, and scroll down to learn new ways to move money.
Please note, if you have bill pay with us, it still reflects the name Vista National Bank & Trust and will update to Ventura soon.

To get started, please Enroll in our Online Banking System.

How to Enroll

Step 1: Click on Login/Enroll on the homepage at www.vnbt.bank
Step 2: Click Enroll to create your new Online Banking login credentials using your account number, SSN and DOB. Read and accept new Terms & Conditions and Electronic Agreement, and select eStatements.
- The new system requires a new username and password. You’re welcome to reuse your previous credentials if they meet the requirements.

You’ll use these new Online Banking credentials to log into our VNBT Mobile App. Visit our Mobile App page for more instructions.

Step 3: Going forward, the best way to log in to Online Banking will be directly from our homepage at www.vnbt.bank. It will take you to the our secure Online Banking portal.

If you have any questions or need help logging in, please don’t hesitate to reach out by phone at (866) 551-2266 or by email at [email protected], by submitting a message here. Your feedback is appreciated!

What’s New

Use the comprehensive and easy-to-use Online Banking system to:

Initiate ACH and Wire transfers directly from Online Banking
Send money securely to friends and family
Link External Accounts

A range of expanded features will continue to roll out through 2026. Our goal is to simplify your financial life with tools that match the way you want to bank.

New Ways to Move

Once you’re logged in, use the 4 icons at the top of your banking screen to navigate between your Dashboard, Transfer Money, My Finance, and Settings. You’ll see new options to transfer, send, and receive money with your external accounts, personal contacts or accounts at another institution. Here’s how to get started!

Money Movement	How To
Internal Transfers Transfer money between your VNBT accounts	Click on Transfer Money icon in the navigation, then click Between Your VNBT Accounts and select Accounts.
Send Money to your contacts Send money to your friends and family	1. First, send an invite to family or friends to request their account information: Click on My Finance icon in the navigation, then My Recipients and Contacts to send an invitation. 2. Once they have added their information, their name will appear as an option. Click Transfer Money, then Contacts, Select from account, Select contact to send to and complete the transaction.
ACH (Send Money) Send money to an account at another financial institution from your VNBT account	First, link an external account: 1. Click on My Finance, then My Recipients and External Accounts. 2. Choose Transfer Money and Send Money to make this transaction.
ACH (Withdraw Money) Request money from another financial institution to be deposited in your VNBT account	First, link an external account: 1. Click on My Finance, then My Recipients and External Accounts. 2. Choose Transfer Money and Withdraw Money to make this transaction.
Wire Transfers Send money to or receive money from an account not owned by you	Wire Transfers from Online Banking coming soon! To make a wire transfer, please email [email protected] or call (866) 551-2266.

Banking Anytime: VNBT's Online Banking offers you secure banking 24 hours a day, 7 days a week. At home, at the office, or wherever you travel, you'll have access to all your accounts in one place to see transactions, move money, view statements and notices and pay bills.

eDocuments: We are moving towards paper-free banking, so select eStatements to manage your accounts without having to keep track of paper statements. Each time a new Statement, Notice or Document is available for your accounts, you will receive an email with instructions for how to view. You may also log into Online Banking at any time to view.

After 6 incorrect password attempts, you will be locked out of your account for security purposes. If that occurs, please call us at (866) 551-2266 and we'll help you access your account.